Calculators
Interactive tools for Singapore property & financing decisions.
SG PR · First property
Affordability Calculator
Cashflow & cash-call planner: monthly mortgage split between CPF OA and cash, net cash needed after CPF, and a dated cash-call schedule from your option date.
MAS TDSR & MSR
Total Debt Servicing Ratio
Check a new home loan against the 55% TDSR cap (and 30% MSR for HDB/EC), covering income haircuts, existing commitments, headroom, and your maximum loan size.
All buyer profiles · SG
Reverse Affordability Calculator
Enter your dream home price and see exactly what cash, CPF, and income you need, with stamp duty breakdown, downpayment split, TDSR check, and your shortfall to bridge.
Mortgage · Amortization
Mortgage Repayment Calculator
Estimate your monthly mortgage payment and see a yearly breakdown of principal versus interest over the life of the loan.
SG Residential · Sellers
Property Sale Proceeds
Estimate your net cash after repaying the loan, returning CPF with accrued interest, paying Seller's Stamp Duty (if applicable), agent commission, and legal fees.
CPF OA · Buyers
CPF Usage & Cash Required
See exactly how much CPF OA you can use and how much cash you need upfront, including downpayment split, stamp duties, CPF Withdrawal Limit check, and monthly CPF vs cash breakdown.
Stamp Duty · SG
BSD & ABSD Calculator
Calculate Buyer's Stamp Duty across all six brackets and Additional Buyer's Stamp Duty for SC, SPR, foreigner, and entity buyers, with per-bracket breakdown and payment rules.