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SG Residential · Joint Owners

Sell One, Buy Two

Sell the jointly-owned property, each person buys separately as a first-time owner, and avoid paying ABSD on a second property. See the total stamp duty cost and ABSD savings.

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Current Joint Property (Sale)

S$
S$
S$
Principal paid via CPF OA (no accrued interest here)
%
Typically 2% for HDB, 1–2% for private

New Purchases (Each Buys Separately)

S$
S$
Used to estimate ABSD saved vs. keeping as joint owners buying new