Singapore · All buyer profiles

Reverse Affordability Calculator

Enter your dream home price and financial profile. See exactly what you need, what you have, and the shortfall to bridge.

1 · Property price

Dream home price (SGD)

2 · Buyer profile

Citizenship

Property ownership

3 · Your finances

Cash savings available (SGD)

CPF OA balance (SGD)

Monthly gross income (SGD)

Base salary + fixed allowances, before CPF deduction

Existing monthly debt obligations (SGD)

Car loan, personal loan, credit card minimums

4 · Loan details

Loan tenure (years)Max 35 yrs; tenure past age 65 reduces LTV to 55%

Interest rate (% p.a.)

MAS stress-test floor is around 4.0%